{"id":495,"date":"2026-04-21T06:48:29","date_gmt":"2026-04-21T06:48:29","guid":{"rendered":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/pricing\/"},"modified":"2026-04-21T12:15:24","modified_gmt":"2026-04-21T12:15:24","slug":"pricing","status":"publish","type":"page","link":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/pricing\/","title":{"rendered":"Pricing &#038; Payment"},"content":{"rendered":"    <div class=\"apstar-pricing-page\">\n\n        <!-- HERO -->\n        <section class=\"apstar-pricing-hero\">\n            <span class=\"apstar-pricing-hero-grain\" aria-hidden=\"true\"><\/span>\n            <div class=\"apstar-pricing-hero-inner\">\n                <span class=\"apstar-kicker apstar-kicker-light\">\n                    <span class=\"apstar-about-dot\"><\/span>\n                    Pricing &amp; payment plans\n                <\/span>\n                <h1>\n                    One plot. <span class=\"apstar-about-title-accent\">KES 550,000<\/span>.\n                <\/h1>\n                <p>Every plot is 50 &times; 100 ft (1\/8 acre), individually titled and ready to build on. Pay cash, spread it over 12 months, or finance it through Apstar Sacco.<\/p>\n                <div class=\"apstar-pricing-hero-quick\">\n                    <div><strong>KES 550,000<\/strong><span>Cash price<\/span><\/div>\n                    <div><strong>30%<\/strong><span>Deposit for the flexible plan<\/span><\/div>\n                    <div><strong>12 months<\/strong><span>To clear the balance<\/span><\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n\n        <!-- PRICING TRACKS -->\n        <section class=\"apstar-pricing-tracks\">\n            <header class=\"apstar-section-head\">\n                <span class=\"apstar-kicker\">Two ways to own it<\/span>\n                <h2>Pay cash \u2014 or spread it over six months.<\/h2>\n            <\/header>\n            <div class=\"apstar-pricing-track-grid apstar-pricing-track-grid-2\">\n                                <article class=\"apstar-pricing-card is-featured\">\n                                            <span class=\"apstar-pricing-card-badge\">Most popular<\/span>\n                                        <span class=\"apstar-pricing-card-tag\">Best value<\/span>\n                    <h3 class=\"apstar-pricing-card-name\">Cash<\/h3>\n                    <div class=\"apstar-pricing-card-price\">\n                        <strong>KES 550,000<\/strong>\n                        <span>per 1\/8-acre plot<\/span>\n                    <\/div>\n                    <p class=\"apstar-pricing-card-desc\">Pay in full. Title registration starts straight away.<\/p>\n                    <ul class=\"apstar-pricing-card-feats\">\n                                                <li>Individual title deed in your name<\/li>\n                                                <li>Fastest title registration<\/li>\n                                                <li>Lowest total price \u2014 no instalment costs<\/li>\n                                                <li>Free site visit included<\/li>\n                                                <li>Priority pick of available plots<\/li>\n                                            <\/ul>\n                    <a href=\"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/contact\/\" class=\"apstar-about-btn apstar-about-btn-primary apstar-pricing-card-cta\">\n                        Choose Cash                        <span class=\"apstar-about-btn-arrow\" aria-hidden=\"true\">\u2192<\/span>\n                    <\/a>\n                <\/article>\n                                <article class=\"apstar-pricing-card\">\n                                        <span class=\"apstar-pricing-card-tag\">Pay over time<\/span>\n                    <h3 class=\"apstar-pricing-card-name\">Flexible 12-month plan<\/h3>\n                    <div class=\"apstar-pricing-card-price\">\n                        <strong>KES 600,000<\/strong>\n                        <span>30% deposit + 12 monthly instalments<\/span>\n                    <\/div>\n                    <p class=\"apstar-pricing-card-desc\">Lock the plot with 30% down, clear the balance over 12 equal monthly payments.<\/p>\n                    <ul class=\"apstar-pricing-card-feats\">\n                                                <li>KES 180,000 deposit reserves the plot<\/li>\n                                                <li>12 equal instalments of KES 35,000 \/ month<\/li>\n                                                <li>Offer letter issued on deposit<\/li>\n                                                <li>Title transfers on final payment<\/li>\n                                                <li>Free site visit included<\/li>\n                                            <\/ul>\n                    <a href=\"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/contact\/\" class=\"apstar-about-btn apstar-about-btn-primary apstar-pricing-card-cta\">\n                        Choose Flexible 12-month plan                        <span class=\"apstar-about-btn-arrow\" aria-hidden=\"true\">\u2192<\/span>\n                    <\/a>\n                <\/article>\n                            <\/div>\n        <\/section>\n\n        <!-- APSTAR SACCO FINANCING -->\n        <section class=\"apstar-pricing-financing\" data-apstar-fin>\n            <div class=\"apstar-pricing-fin-inner\">\n                <header class=\"apstar-pricing-fin-head\">\n                    <span class=\"apstar-kicker apstar-kicker-light\">\n                        <span class=\"apstar-about-dot\"><\/span>\n                        Apstar Sacco financing\n                    <\/span>\n                    <h2>Prefer a loan? We have five products for it.<\/h2>\n                    <p>Buyers who are members of <strong>Apstar Sacco<\/strong> can finance their plot through any of these products \u2014 the Sacco disburses and we handle the purchase end-to-end.<\/p>\n                <\/header>\n                <div class=\"apstar-pricing-fin-grid\">\n                                        <article class=\"apstar-pricing-fin-card\">\n                        <span class=\"apstar-pricing-fin-card-num\">01<\/span>\n                        <span class=\"apstar-pricing-fin-card-icon\" aria-hidden=\"true\"><svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polygon points=\"13 2 3 14 12 14 11 22 21 10 12 10 13 2\"><\/polygon><\/svg><\/span>\n                        <h3>Super Loan<\/h3>\n                        <p>Short-term Sacco loan for members ready to top up the deposit or clear the balance quickly.<\/p>\n                        <a href=\"https:\/\/apstarsacco.coop\/long-term-loans-2\/\" target=\"_blank\" style=\"margin-top:auto; font-size:13px; padding: 8px 0; align-self: flex-start; color: #ECAE21; font-weight: 700; text-decoration: none;\">View product details &rarr;<\/a>\n                    <\/article>\n                                        <article class=\"apstar-pricing-fin-card\">\n                        <span class=\"apstar-pricing-fin-card-num\">02<\/span>\n                        <span class=\"apstar-pricing-fin-card-icon\" aria-hidden=\"true\"><svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"20\" width=\"20\" height=\"2\"><\/rect><rect x=\"4\" y=\"10\" width=\"4\" height=\"10\"><\/rect><rect x=\"10\" y=\"10\" width=\"4\" height=\"10\"><\/rect><rect x=\"16\" y=\"10\" width=\"4\" height=\"10\"><\/rect><polygon points=\"12 2 2 8 22 8\"><\/polygon><\/svg><\/span>\n                        <h3>FOSA Loan<\/h3>\n                        <p>Front-office (FOSA) facility drawn against your Apstar Sacco savings.<\/p>\n                        <a href=\"https:\/\/apstarsacco.coop\/long-term-loans-2\/\" target=\"_blank\" style=\"margin-top:auto; font-size:13px; padding: 8px 0; align-self: flex-start; color: #ECAE21; font-weight: 700; text-decoration: none;\">View product details &rarr;<\/a>\n                    <\/article>\n                                        <article class=\"apstar-pricing-fin-card\">\n                        <span class=\"apstar-pricing-fin-card-num\">03<\/span>\n                        <span class=\"apstar-pricing-fin-card-icon\" aria-hidden=\"true\"><svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"><\/path><polyline points=\"9 22 9 12 15 12 15 22\"><\/polyline><\/svg><\/span>\n                        <h3>Makao Halisi<\/h3>\n                        <p>Plot-buying product designed for first-home buyers \u2014 structured specifically to fund land purchase.<\/p>\n                        <a href=\"https:\/\/apstarsacco.coop\/makao-home-plan\/\" target=\"_blank\" style=\"margin-top:auto; font-size:13px; padding: 8px 0; align-self: flex-start; color: #ECAE21; font-weight: 700; text-decoration: none;\">View product details &rarr;<\/a>\n                    <\/article>\n                                        <article class=\"apstar-pricing-fin-card\">\n                        <span class=\"apstar-pricing-fin-card-num\">04<\/span>\n                        <span class=\"apstar-pricing-fin-card-icon\" aria-hidden=\"true\"><svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M10 21V9a1 1 0 0 1 1-1h6a1 1 0 0 1 1 1v12\"><\/path><path d=\"M22 21H2\"><\/path><path d=\"M6 21v-4\"><\/path><path d=\"M18 21v-4\"><\/path><path d=\"M10 21v-4\"><\/path><path d=\"M14 21v-4\"><\/path><\/svg><\/span>\n                        <h3>Makao Bora<\/h3>\n                        <p>A step up from Makao Halisi for buyers looking at twin plots or upgraded phases.<\/p>\n                        <a href=\"https:\/\/apstarsacco.coop\/makao-home-plan\/\" target=\"_blank\" style=\"margin-top:auto; font-size:13px; padding: 8px 0; align-self: flex-start; color: #ECAE21; font-weight: 700; text-decoration: none;\">View product details &rarr;<\/a>\n                    <\/article>\n                                        <article class=\"apstar-pricing-fin-card\">\n                        <span class=\"apstar-pricing-fin-card-num\">05<\/span>\n                        <span class=\"apstar-pricing-fin-card-icon\" aria-hidden=\"true\"><svg width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"23 6 13.5 15.5 8.5 10.5 1 18\"><\/polyline><polyline points=\"17 6 23 6 23 12\"><\/polyline><\/svg><\/span>\n                        <h3>Investment Mortgage<\/h3>\n                        <p>Longer-tenure product for bulk investors and portfolio buyers.<\/p>\n                        <a href=\"https:\/\/apstarsacco.coop\/business-loan-products\/\" target=\"_blank\" style=\"margin-top:auto; font-size:13px; padding: 8px 0; align-self: flex-start; color: #ECAE21; font-weight: 700; text-decoration: none;\">View product details &rarr;<\/a>\n                    <\/article>\n                                    <\/div>\n                <p class=\"apstar-pricing-fin-foot\">\n                    Not yet an Apstar Sacco member? Talk to us &mdash; we'll walk you through onboarding and loan eligibility.<br>\n                    <a href=\"https:\/\/apstarsacco.coop\/join-us\/\" target=\"_blank\" style=\"display: inline-block; margin-top:20px; font-size:16px; padding: 12px 0; color: #ECAE21; font-weight: 700; text-decoration: none;\">Join Apstar Sacco &rarr;<\/a>\n                <\/p>\n            <\/div>\n        <\/section>\n\n        <!-- WHAT'S INCLUDED -->\n        <section class=\"apstar-pricing-included\">\n            <header class=\"apstar-section-head\">\n                <span class=\"apstar-kicker\">Every plot includes<\/span>\n                <h2>No add-ons. No surprises.<\/h2>\n            <\/header>\n            <div class=\"apstar-pricing-incl-grid\">\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">01<\/span>\n                    <strong>Individual title deed<\/strong>\n                    <p>One plot, one title. Transferred on payment completion.<\/p>\n                <\/div>\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">02<\/span>\n                    <strong>Surveyed &amp; beaconed<\/strong>\n                    <p>Every corner marked. Walk your plot with the surveyor.<\/p>\n                <\/div>\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">03<\/span>\n                    <strong>Graded access roads<\/strong>\n                    <p>Internal all-weather roads to every block.<\/p>\n                <\/div>\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">04<\/span>\n                    <strong>Free site visit<\/strong>\n                    <p>Transport from Nairobi, lunch on site, one-on-one tour.<\/p>\n                <\/div>\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">05<\/span>\n                    <strong>Master plan<\/strong>\n                    <p>Zoned residential, commercial &amp; green space.<\/p>\n                <\/div>\n                                <div class=\"apstar-pricing-incl\">\n                    <span class=\"apstar-pricing-incl-num\">06<\/span>\n                    <strong>Utilities on access<\/strong>\n                    <p>Grid power and piped water reach the estate.<\/p>\n                <\/div>\n                            <\/div>\n        <\/section>\n\n        <!-- PAYMENT DETAILS -->\n        <section class=\"apstar-pricing-paydetails\">\n            <div class=\"apstar-pricing-paydetails-inner\">\n                <header class=\"apstar-section-head\">\n                    <span class=\"apstar-kicker\">How to pay<\/span>\n                    <h2>Direct to Apstar &mdash; bank or M-Pesa.<\/h2>\n                <\/header>\n\n                <div class=\"apstar-pricing-pay-grid\">\n                    <article class=\"apstar-pricing-pay-card apstar-pricing-pay-bank\">\n                        <header>\n                            <span class=\"apstar-pricing-pay-icon\" aria-hidden=\"true\"><svg width=\"32\" height=\"32\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"20\" width=\"20\" height=\"2\"><\/rect><rect x=\"4\" y=\"10\" width=\"4\" height=\"10\"><\/rect><rect x=\"10\" y=\"10\" width=\"4\" height=\"10\"><\/rect><rect x=\"16\" y=\"10\" width=\"4\" height=\"10\"><\/rect><polygon points=\"12 2 2 8 22 8\"><\/polygon><\/svg><\/span>\n                            <div>\n                                <span class=\"apstar-pricing-pay-tag\">Bank transfer<\/span>\n                                <h3>Co-operative Bank of Kenya<\/h3>\n                            <\/div>\n                        <\/header>\n                        <dl class=\"apstar-pricing-pay-details\">\n                            <div><dt>Account name<\/dt><dd>Apstar Sacco<\/dd><\/div>\n                            <div><dt>Branch<\/dt><dd>Ukulima<\/dd><\/div>\n                            <div><dt>Account no.<\/dt><dd>01120040134100<\/dd><\/div>\n                            <div><dt>Swift code<\/dt><dd>KCOOKENA<\/dd><\/div>\n                        <\/dl>\n                    <\/article>\n\n                    <article class=\"apstar-pricing-pay-card apstar-pricing-pay-mpesa\">\n                        <header>\n                            <span class=\"apstar-pricing-pay-icon\" aria-hidden=\"true\"><svg width=\"32\" height=\"32\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"5\" y=\"2\" width=\"14\" height=\"20\" rx=\"2\" ry=\"2\"><\/rect><line x1=\"12\" y1=\"18\" x2=\"12.01\" y2=\"18\"><\/line><\/svg><\/span>\n                            <div>\n                                <span class=\"apstar-pricing-pay-tag\">M-Pesa PayBill<\/span>\n                                <h3>Lipa na M-Pesa<\/h3>\n                            <\/div>\n                        <\/header>\n                        <dl class=\"apstar-pricing-pay-details\">\n                            <div><dt>PayBill number<\/dt><dd>953400<\/dd><\/div>\n                            <div><dt>Account number<\/dt><dd>Your National ID Number<\/dd><\/div>\n                            <div><dt>Amount<\/dt><dd>Deposit or instalment (KES)<\/dd><\/div>\n                        <\/dl>\n                        <p class=\"apstar-pricing-pay-help\">Use your <strong>National ID Number<\/strong> as the PayBill account so we can match the payment to your plot.<\/p>\n                    <\/article>\n                <\/div>\n\n                <div class=\"apstar-pricing-pay-nb\">\n                    <strong>NB:<\/strong> Always reference your <strong>full name<\/strong> and <strong>plot \/ parcel number<\/strong> on the transaction so our accounts team can allocate the payment correctly. Email or WhatsApp a copy of the transfer confirmation to the Apstar office.\n                <\/div>\n            <\/div>\n        <\/section>\n\n        <!-- CTA -->\n        <section class=\"apstar-about-cta apstar-about-cta-photo\"\n                 style=\"background-image:url('https:\/\/apstarsacco.coop\/acaciaridge\/wp-content\/uploads\/apstar-acacia-ridge\/project-images\/photo-13.jpg');\">\n            <div class=\"apstar-about-cta-inner\">\n                <div class=\"apstar-about-cta-copy\">\n                    <span class=\"apstar-kicker apstar-kicker-light\">Lock your plot<\/span>\n                    <h2>Ready to secure it?<\/h2>\n                    <p>Talk to the team on WhatsApp &mdash; we'll walk you through deposit, Sacco onboarding, and paperwork.<\/p>\n                <\/div>\n                <div class=\"apstar-about-cta-actions\">\n                    <a href=\"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/plots\/\" class=\"apstar-about-btn apstar-about-btn-primary\">\n                        <span class=\"apstar-acacia-icon apstar-about-btn-icon\" aria-hidden=\"true\"><img src=\"https:\/\/apstarsacco.coop\/acaciaridge\/wp-content\/uploads\/apstar-acacia-ridge\/logo-mark-only-300x300.png\" alt=\"\" class=\"apstar-acacia-mark\" loading=\"lazy\" decoding=\"async\" \/><\/span>                        See available plots\n                    <\/a>\n                    <a href=\"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/contact\/\" class=\"apstar-about-btn apstar-about-btn-ghost apstar-about-btn-ghost-dark\">\n                        Talk to Apstar\n                    <\/a>\n                <\/div>\n            <\/div>\n        <\/section>\n\n    <\/div>\n    \n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-495","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/pages\/495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/comments?post=495"}],"version-history":[{"count":1,"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/pages\/495\/revisions"}],"predecessor-version":[{"id":546,"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/pages\/495\/revisions\/546"}],"wp:attachment":[{"href":"https:\/\/apstarsacco.coop\/acaciaridge\/index.php\/wp-json\/wp\/v2\/media?parent=495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}