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Know About
Business Loan
Imagine a world where aspiring entrepreneurs, regardless of their socio-economic background, can turn their ideas into reality. Our Micro Credit Loans break down the barriers of traditional lending, igniting the spark of innovation and enterprise in even the most marginalized corners of society.
Behind every Micro Credit Loan lies a story of resilience, determination, and untapped potential. From the street vendor who dreams of expanding her business to the farmer yearning for modern equipment to enhance agricultural productivity, these loans serve as catalysts for change, enabling individuals to break free from the shackles of poverty and chart a path towards a brighter future. All it takes is for you to bank your business income with us and have flexible security that requires either collateral or guarantors.
By providing small-scale, low-interest loans, these remarkable products create an avenue for individuals to unleash their potential, forge their own destinies, and build sustainable livelihoods.
Our Services
Key Areas of Expertise
Wezesha Loan
This is our exceptional loan product: a gateway to financial empowerment for individuals and businesses alike. With a repayment term of 48 months and an impressive maximum loan amount of KSH5, 000, 000, we offer an unrivaled opportunity to seize your dreams and propel your ambitions forward. Whether you're an aspiring entrepreneur, a visionary business owner, or an individual with extraordinary aspirations, our loan product provides the vital fuel to ignite your success.
Jijenge Loan
Embark on a journey of personal growth and success with our exclusive individual-focused loan product designed to empower you within the strength of a group or chama. Whether you're striving to start a business, pursue higher education, or achieve a major life milestone, Jijenge loan provides the support and resources you require to turn your dreams into reality. Seize this remarkable opportunity to thrive as an individual while benefiting from the collective power of a supportive group.
Investment Mortgage
This is a long-term real estate financing targeted for residential, commercial or industrial purposes. Admissible purposes include property purchase, construction, renovation or plot purchase. Security is strictly a developed real estate collateral. Attractive repayment period of upto 10 years or 6 years in case of plot purchase. The product is very flexible as it is offered outside KMRC’s strict lending requirements with regards to maximum amount and acceptable purposes. Accessible to both individual members and registered groups.
Mali Mali Loan
For members’ acquisition of consumer merchandise in kind at discounted prices negotiated by the Society. The merchandise may include water tanks, motorbikes, solar panels, improved cooking technology products, mobile phones, laptops, household electronic appliances etc. Repayment period of 12 months. Accessible to both individual members and registered groups. The Society shall from time to time release information to members on available commodities.
Kilimo Financing Loan
For financing agriculture-based income generation activities. Agricultural activities financed may include crop farming, animal production, agricultural supporting services, agribusiness ventures, forestry and legal logging activities. Repayment period of upto 36 months. Accessible to both individual members and registered groups.
Biashara Fix Loan
For short term or emergency funding of business ventures. Available to those with with an existing long-term business loan that has been serviced consistently for at-least 12 months. Repayable for upto 24 months. Accessible to both individual members and registered groups.
Bidii Loan
This is a long-term loan of upto 96 months with a comparatively lower interest rate. This loan incentivizes members to accumulate more savings in the Society as it is only accessible to those with enhanced deposit savings in relation to their combined borrowings in the Society. Accessed by individual members only.
This is a long-term loan of upto 96 months with a comparatively lower interest rate. This loan incentivizes members to accumulate more savings in the Society as it is only accessible to those with enhanced deposit savings in relation to their combined borrowings in the Society. Accessed by individual members only.
I am Interested
Tujijenge Loan
This is our game-changing group loan product, designed to empower groups within communities to achieve their dreams and aspirations. With our innovative approach, we break barriers and unleash possibilities for groups by providing a pathway to success like never before.
This is our game-changing group loan product, designed to empower groups within communities to achieve their dreams and aspirations. With our innovative approach, we break barriers and unleash possibilities for groups by providing a pathway to success like never before.
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Our power of choice is untrammelled and when nothing prevents our able to do what we like best every pleasure is to be welcomed and occur that pleasures have to be repudiated.
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