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Makao Home Loans

Our two mortgage loan products to members are based on the refinancing policies and requirements of the Kenya Mortgage Refinance Company (KMRC) who are our key stakeholders. The mortgages are therefore offered at terms that meet the affordable housing agenda of the National Government. The mortgage is strictly for purchase or construction of owner occupier residential houses or homes only.

Makao Halisi Loan

The mortgage is strictly for purchase or construction of owner occupier residential houses or homes only.

  • Accessible to Sacco members whose gross monthly income is Kshs 200,000/- and below.
  • The maximum loan is Kshs 8.0 Million.
  • Interest rate is 8.0 % per annum.
  • Maximum loan tenure is 20 years.
  • Security for the loan is strictly collateral
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Makao Bora Loan

The mortgage is strictly for purchase or construction of owner occupier residential houses or homes only.

  • Accessible to Sacco members whose gross monthly income is above Kshs 200,000/-
  • The maximum loan is Kshs 10.5 Million..
  • Interest rate is 9.5% per annum.
  • Maximum loan tenure is 20 years.
  • Security for the loan is strictly collateral
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